Kendelse af 22. marts 2024 - Sydbank A/S mod Konkurrencerådet

Konkurrenceankenævnet har stadfæstet, at Sydbank ikke har efterlevet Konkurrencerådets påbud fra 2021. Rådet påbød dengang banken at give en agent for et betalingsinstitut adgang til bankens betalingskontotjenester.

Hent afgørelse Læs pressemeddelelse 
Lucene.Net.Store.LockObtainFailedException: Lock obtain timed out: NativeFSLock@C:\Octopus\Applications\KFST.Production\KFST\shared\u13\RulingNewIndex\write.lock: System.IO.IOException: The process cannot access the file because another process has locked a portion of the file. : 'C:\Octopus\Applications\KFST.Production\KFST\shared\u13\RulingNewIndex\write.lock'
   at System.IO.Strategies.FileStreamHelpers.Lock(SafeFileHandle handle, Boolean _, Int64 position, Int64 length)
   at Lucene.Net.Store.NativeFSLock.Obtain()
 ---> System.IO.IOException: The process cannot access the file because another process has locked a portion of the file. : 'C:\Octopus\Applications\KFST.Production\KFST\shared\u13\RulingNewIndex\write.lock'
   at System.IO.Strategies.FileStreamHelpers.Lock(SafeFileHandle handle, Boolean _, Int64 position, Int64 length)
   at Lucene.Net.Store.NativeFSLock.Obtain()
   --- End of inner exception stack trace ---
   at Lucene.Net.Store.Lock.Obtain(Int64 lockWaitTimeout)
   at Lucene.Net.Index.IndexWriter..ctor(Directory d, IndexWriterConfig conf)
   at Examine.Lucene.Providers.LuceneIndex.CreateIndexWriterWithOpenMode(Directory d, OpenMode openMode)
   at Examine.Lucene.Providers.LuceneIndex.CreateIndexWriter(Directory d)
   at Examine.Lucene.Providers.LuceneIndex.CreateIndexWriterWithLockCheck()
   at Examine.Lucene.Providers.LuceneIndex.get_IndexWriter()
   at Examine.Lucene.Providers.LuceneIndex.CreateSearcher()
   at System.Lazy`1.ViaFactory(LazyThreadSafetyMode mode)
--- End of stack trace from previous location ---
   at System.Lazy`1.CreateValue()
   at KFST.Umbraco.Components.Templates.RulingStatusDetails.RulingStatusDetailsSpotDocTypeGridEditorViewComponent.GetStatus(String caseComplexId) in /src/src/KFST.Umbraco/Components/Templates/RulingStatusDetails/RulingStatusDetailsSpotDocTypeGridEditorViewComponent.cs:line 59
   at KFST.Umbraco.Components.Templates.RulingStatusDetails.RulingStatusDetailsSpotDocTypeGridEditorViewComponent.Invoke(RulingStatusDetailsSpot model, String viewPath) in /src/src/KFST.Umbraco/Components/Templates/RulingStatusDetails/RulingStatusDetailsSpotDocTypeGridEditorViewComponent.cs:line 46
   at lambda_method4037(Closure, Object, Object[])
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentInvoker.InvokeSyncCore(ObjectMethodExecutor executor, Object component, ViewComponentContext context)
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentInvoker.InvokeAsync(ViewComponentContext context)
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentInvoker.InvokeAsync(ViewComponentContext context)
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentHelper.InvokeCoreAsync(ViewComponentDescriptor descriptor, Object arguments)
   at AspNetCore.Views_Partials_grid_editors_base.ExecuteAsync() in C:\Octopus\Applications\KFST.Production\KFST\1.3.0.571\Views\Partials\grid\editors\base.cshtml:line 14

Konkurrenceankenævnet har afgjort, at Sydbank har overtrådt Konkurrencerådets påbud fra 2021 om at give en agent adgang til Sydbanks betalingskontotjenester. Dermed stadfæster nævnet en afgørelse fra Konkurrencerådet fra juni 2023.

Sagen handler om, hvorvidt agenten for et betalingsinstitut havde krav på at få adgang til Sydbanks betalingskorttjenester. Et betalingsinstitut er eksempelvis en virksomhed, der laver pengeoverførelser eller sørger for, at netbutikker kan modtage penge fra deres kunder.

Sagen begyndte tilbage i juni 2021, da Konkurrencerådet gav Sydbank et påbud om at give agenten adgang til Sydbanks betalingskontotjenester. Sydbank påklagede ikke denne afgørelse.

Agenten fik dog efterfølgende fortsat ikke adgang til Sydbanks betalingskontotjenester. I sommeren 2023 afgjorde Konkurrencerådet, at Sydbank ikke havde overholdt påbuddet, og rådet besluttede samtidig at politianmelde overtrædelsen med henblik på bødestraf.

I sin kendelse skriver Konkurrenceankenævnet:

"Det bemærkes herved, at reglerne om indbringelse af Konkurrencerådets afgørelser for Konkurrenceankenævnet ikke kan antages at skulle forstås således, at en adressat for et meddelt påbud, uanset udløbet af klagefristen, kan påklage påbuddet ved ikke at overholde påbuddet og derefter indbringe en senere afgørelse vedrørende overtrædelse eller håndhævelse af påbuddet for Konkurrenceankenævnet."

Lucene.Net.Store.LockObtainFailedException: Lock obtain timed out: NativeFSLock@C:\Octopus\Applications\KFST.Production\KFST\shared\u13\RulingNewIndex\write.lock: System.IO.IOException: The process cannot access the file because another process has locked a portion of the file. : 'C:\Octopus\Applications\KFST.Production\KFST\shared\u13\RulingNewIndex\write.lock'
   at System.IO.Strategies.FileStreamHelpers.Lock(SafeFileHandle handle, Boolean _, Int64 position, Int64 length)
   at Lucene.Net.Store.NativeFSLock.Obtain()
 ---> System.IO.IOException: The process cannot access the file because another process has locked a portion of the file. : 'C:\Octopus\Applications\KFST.Production\KFST\shared\u13\RulingNewIndex\write.lock'
   at System.IO.Strategies.FileStreamHelpers.Lock(SafeFileHandle handle, Boolean _, Int64 position, Int64 length)
   at Lucene.Net.Store.NativeFSLock.Obtain()
   --- End of inner exception stack trace ---
   at Lucene.Net.Store.Lock.Obtain(Int64 lockWaitTimeout)
   at Lucene.Net.Index.IndexWriter..ctor(Directory d, IndexWriterConfig conf)
   at Examine.Lucene.Providers.LuceneIndex.CreateIndexWriterWithOpenMode(Directory d, OpenMode openMode)
   at Examine.Lucene.Providers.LuceneIndex.CreateIndexWriter(Directory d)
   at Examine.Lucene.Providers.LuceneIndex.CreateIndexWriterWithLockCheck()
   at Examine.Lucene.Providers.LuceneIndex.get_IndexWriter()
   at Examine.Lucene.Providers.LuceneIndex.CreateSearcher()
   at System.Lazy`1.ViaFactory(LazyThreadSafetyMode mode)
--- End of stack trace from previous location ---
   at System.Lazy`1.CreateValue()
   at KFST.Umbraco.Components.Templates.AppealHistory.AppealHistorySpotDocTypeGridEditorViewComponent.GetModelForNewDocType(AppealHistorySpot model, Pages_structuredContent_rulingItemNew rulingItem) in /src/src/KFST.Umbraco/Components/Templates/AppealHistory/AppealHistorySpotDocTypeGridEditorViewComponent.cs:line 92
   at KFST.Umbraco.Components.Templates.AppealHistory.AppealHistorySpotDocTypeGridEditorViewComponent.Invoke(AppealHistorySpot model, String viewPath) in /src/src/KFST.Umbraco/Components/Templates/AppealHistory/AppealHistorySpotDocTypeGridEditorViewComponent.cs:line 39
   at lambda_method1543(Closure, Object, Object[])
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentInvoker.InvokeSyncCore(ObjectMethodExecutor executor, Object component, ViewComponentContext context)
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentInvoker.InvokeAsync(ViewComponentContext context)
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentInvoker.InvokeAsync(ViewComponentContext context)
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentHelper.InvokeCoreAsync(ViewComponentDescriptor descriptor, Object arguments)
   at AspNetCore.Views_Partials_grid_editors_base.ExecuteAsync() in C:\Octopus\Applications\KFST.Production\KFST\1.3.0.571\Views\Partials\grid\editors\base.cshtml:line 14