Sydbanks vilkår

Konkurrencerådet har i to afgørelser fundet, at Sydbank A/S har overtrådt betalingsloven. Sydbank har dels givet et ulovligt afslag til en agent for et betalingsinstitut, og dels fastsat vilkår for adgangen til sine betalingskontotjenester, der ikke levede op til lovens krav.

Hent afgørelse Læs pressemeddelelse 
Lucene.Net.Store.LockObtainFailedException: Lock obtain timed out: NativeFSLock@C:\Octopus\Applications\KFST.Production\KFST\shared\u13\RulingNewIndex\write.lock: System.IO.IOException: The process cannot access the file because another process has locked a portion of the file. : 'C:\Octopus\Applications\KFST.Production\KFST\shared\u13\RulingNewIndex\write.lock'
   at System.IO.Strategies.FileStreamHelpers.Lock(SafeFileHandle handle, Boolean _, Int64 position, Int64 length)
   at Lucene.Net.Store.NativeFSLock.Obtain()
 ---> System.IO.IOException: The process cannot access the file because another process has locked a portion of the file. : 'C:\Octopus\Applications\KFST.Production\KFST\shared\u13\RulingNewIndex\write.lock'
   at System.IO.Strategies.FileStreamHelpers.Lock(SafeFileHandle handle, Boolean _, Int64 position, Int64 length)
   at Lucene.Net.Store.NativeFSLock.Obtain()
   --- End of inner exception stack trace ---
   at Lucene.Net.Store.Lock.Obtain(Int64 lockWaitTimeout)
   at Lucene.Net.Index.IndexWriter..ctor(Directory d, IndexWriterConfig conf)
   at Examine.Lucene.Providers.LuceneIndex.CreateIndexWriterWithOpenMode(Directory d, OpenMode openMode)
   at Examine.Lucene.Providers.LuceneIndex.CreateIndexWriter(Directory d)
   at Examine.Lucene.Providers.LuceneIndex.CreateIndexWriterWithLockCheck()
   at Examine.Lucene.Providers.LuceneIndex.get_IndexWriter()
   at Examine.Lucene.Providers.LuceneIndex.CreateSearcher()
   at System.Lazy`1.ViaFactory(LazyThreadSafetyMode mode)
--- End of stack trace from previous location ---
   at System.Lazy`1.CreateValue()
   at KFST.Umbraco.Components.Templates.RulingStatusDetails.RulingStatusDetailsSpotDocTypeGridEditorViewComponent.GetStatus(String caseComplexId) in /src/src/KFST.Umbraco/Components/Templates/RulingStatusDetails/RulingStatusDetailsSpotDocTypeGridEditorViewComponent.cs:line 59
   at KFST.Umbraco.Components.Templates.RulingStatusDetails.RulingStatusDetailsSpotDocTypeGridEditorViewComponent.Invoke(RulingStatusDetailsSpot model, String viewPath) in /src/src/KFST.Umbraco/Components/Templates/RulingStatusDetails/RulingStatusDetailsSpotDocTypeGridEditorViewComponent.cs:line 46
   at lambda_method724(Closure, Object, Object[])
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentInvoker.InvokeSyncCore(ObjectMethodExecutor executor, Object component, ViewComponentContext context)
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentInvoker.InvokeAsync(ViewComponentContext context)
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentInvoker.InvokeAsync(ViewComponentContext context)
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentHelper.InvokeCoreAsync(ViewComponentDescriptor descriptor, Object arguments)
   at AspNetCore.Views_Partials_grid_editors_base.ExecuteAsync() in C:\Octopus\Applications\KFST.Production\KFST\1.3.0.553\Views\Partials\grid\editors\base.cshtml:line 14

Denne afgørelse vedrører Sydbanks generelle vilkår, hvor Konkurrencerådet har afgjort, at Sydbank overtrådte betalingsloven ved at have fastsat vilkår for betalingsinstitutters adgang til pengeinstituttets betalingskontotjenester, der enkeltvis enten ikke var objektive, ikke-diskriminerende eller proportionale.
Konkurrencerådet har påbudt Sydbank at bringe sine vilkår - og måden de administreres på - i overensstemmelse med loven.

Betalingsinstitutter har krav på at få adgang til bankers betalingskontotjenester. En bank kan dog opstille objektive, ikke-diskriminerende og proportionale vilkår for adgangen. Det følger af betalingslovens § 63.

Se afgørelsen om Sydbanks afslag til en agent for et betalingsinstitut

Lucene.Net.Store.LockObtainFailedException: Lock obtain timed out: NativeFSLock@C:\Octopus\Applications\KFST.Production\KFST\shared\u13\RulingNewIndex\write.lock: System.IO.IOException: The process cannot access the file because another process has locked a portion of the file. : 'C:\Octopus\Applications\KFST.Production\KFST\shared\u13\RulingNewIndex\write.lock'
   at System.IO.Strategies.FileStreamHelpers.Lock(SafeFileHandle handle, Boolean _, Int64 position, Int64 length)
   at Lucene.Net.Store.NativeFSLock.Obtain()
 ---> System.IO.IOException: The process cannot access the file because another process has locked a portion of the file. : 'C:\Octopus\Applications\KFST.Production\KFST\shared\u13\RulingNewIndex\write.lock'
   at System.IO.Strategies.FileStreamHelpers.Lock(SafeFileHandle handle, Boolean _, Int64 position, Int64 length)
   at Lucene.Net.Store.NativeFSLock.Obtain()
   --- End of inner exception stack trace ---
   at Lucene.Net.Store.Lock.Obtain(Int64 lockWaitTimeout)
   at Lucene.Net.Index.IndexWriter..ctor(Directory d, IndexWriterConfig conf)
   at Examine.Lucene.Providers.LuceneIndex.CreateIndexWriterWithOpenMode(Directory d, OpenMode openMode)
   at Examine.Lucene.Providers.LuceneIndex.CreateIndexWriter(Directory d)
   at Examine.Lucene.Providers.LuceneIndex.CreateIndexWriterWithLockCheck()
   at Examine.Lucene.Providers.LuceneIndex.get_IndexWriter()
   at Examine.Lucene.Providers.LuceneIndex.CreateSearcher()
   at System.Lazy`1.ViaFactory(LazyThreadSafetyMode mode)
--- End of stack trace from previous location ---
   at System.Lazy`1.CreateValue()
   at KFST.Umbraco.Components.Templates.AppealHistory.AppealHistorySpotDocTypeGridEditorViewComponent.GetModelForNewDocType(AppealHistorySpot model, Pages_structuredContent_rulingItemNew rulingItem) in /src/src/KFST.Umbraco/Components/Templates/AppealHistory/AppealHistorySpotDocTypeGridEditorViewComponent.cs:line 92
   at KFST.Umbraco.Components.Templates.AppealHistory.AppealHistorySpotDocTypeGridEditorViewComponent.Invoke(AppealHistorySpot model, String viewPath) in /src/src/KFST.Umbraco/Components/Templates/AppealHistory/AppealHistorySpotDocTypeGridEditorViewComponent.cs:line 40
   at lambda_method632(Closure, Object, Object[])
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentInvoker.InvokeSyncCore(ObjectMethodExecutor executor, Object component, ViewComponentContext context)
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentInvoker.InvokeAsync(ViewComponentContext context)
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentInvoker.InvokeAsync(ViewComponentContext context)
   at Microsoft.AspNetCore.Mvc.ViewComponents.DefaultViewComponentHelper.InvokeCoreAsync(ViewComponentDescriptor descriptor, Object arguments)
   at AspNetCore.Views_Partials_grid_editors_base.ExecuteAsync() in C:\Octopus\Applications\KFST.Production\KFST\1.3.0.553\Views\Partials\grid\editors\base.cshtml:line 14